Bankruptcy Attorney Serving Amarillo, Texas


Many people in and around Amarillo and the Texas Panhandle are turning to Bankruptcy for help getting back on the right track financially. As in years past, filing Bankruptcy no longer carries as an extremely negative stigma, and provides a quick, streamlined process to discharge or reorganize your debt. As I'm sure you've seen in the news, many leading American businesses have used bankruptcy as a means to stay in business and get a fresh start.

As terrifying as bankruptcy can seem to most people, there is no reason to fear it. Bankruptcy can actually be beneficial to you and your family. Depending on which Chapter under which you decide to file, you may be able to repay your debts or eliminate your debts altogether. Bankruptcy can also stop foreclosure on your home or property and stop the harassing calls from collectors and creditors.

Amarillo Bankruptcy Attorney, Dennis R. Boren, helps individuals and families determine if filing Bankruptcy is the right option for them. For many, Bankruptcy provides a necessary financial fresh start and ends the constant stress and harassment that accompanies overwhelming debt.


Of course, Bankruptcy is something that most people hope to avoid, but there are circumstances, such as unemployment, pay cuts, medical problems, and other economic situations, that can lead to a situation that bankruptcy is a viable solution. If you are in a tight financial situation and have debts beyond your ability to pay what is owed, Bankruptcy can be a valid option and a way out of financial trouble. Ironically, many times folks can become more attractive candidates to banks when applying for mortgages or loans after a bankruptcy.

Filing Chapter 7 Bankruptcy will discharge most of your debt. Filing Chapter 13 Bankruptcy will help reorganize your debts by creating an affordable repayment plan. Both types of Bankruptcy have significant advantages and both will help you move forward financially. Once your debt is either wiped out completely or put on a reasonable repayment plan, you can take control of your income and take the first step toward a financial fresh start, including rebuilding your credit. Continuing on the downward spiral of ever-increasing debt only impedes your ability to move forward financially.

The goal and greatest benefit of bankruptcy is that you will get a fresh start financially. Your credit score can be improved even though there is a bankruptcy on your credit history. Debts that are discharged in Bankruptcy will no longer hold you down, and you will then be able to live a less stressful life. In a Chapter 7 bankruptcy, your debt discharge occurs within 90 to 120 days after filing your case, and in Chapter 13, your discharge will occur after the payment plan is complete.


Once you file Bankruptcy, creditors may no longer contact you. Filing Bankruptcy creates an automatic stay (stop) that ends all repossessions, foreclosure proceedings and prohibits creditors from calling you; mailing you; or contacting you in any way. Creditors who continue to call or harass you may be subject to fines and sanctions by the Bankruptcy Court. Harassing phone calls and other attempts at debt collection will have to end after you file for bankruptcy even foreclosures can be delayed and stopped altogether in many circumstances.


Financial troubles are one of the top causes of stress. Worrying about making payments; receiving harassing phone calls; and wondering if you'll lose your home or car can be overwhelming. Filing Bankruptcy with an Amarillo Bankruptcy lawyer, puts an immediate stop to phone calls and collection activities. Once you've taken the first step to filing Bankruptcy, you'll gain peace of mind knowing that you have taken control and will soon have a better quality of life.


Are you ready to work with a bankruptcy attorney to discuss what options are best for you? Bankruptcy can be a very serious situation and should never be faced alone. The Law Office of Dennis R. Boren gives debtors an opportunity to speak with skilled legal professionals and discuss what benefits filing for bankruptcy may have on their particular financial crisis. As an Amarillo bankruptcy attorney, I am proud to assist residents of Amarillo and the surrounding areas.

There are many circumstances that make bankruptcy advantageous, and The Law Office of Dennis R. Boren can assess which type of bankruptcy, if any, is best for you. Call today and ask to speak with an Amarillo bankruptcy lawyer!